Business is unpredictable. But buying business insurance doesn’t have to be. At Benefit Resource Group, we know that designing a custom Texas business insurance package, that fits your specific needs, is no easy feat.
With a variety of coverage options and state laws to abide by, you need someone with superior insurance knowledge and expertise to help you secure the most effective Texas business insurance plan.Generally speaking, the goal of doing business is to maximize profits, while also minimizing you overall costs. This however involves making strategic plans that account for expected expenses as well as outline effective actions that accurately reinvest the profits. Keeping costs at an acceptable level involves securing affordable yet comprehensive Texas business insurance. Our business insurance strategies balance your distinct needs and business requirements while also helping to reduce the general financial impact of unexpected losses like natural disasters, lawsuits, employee injuries, and more. So as a local Texas business owner, how can you better determine what your business really needs? It’s important to keep in mind that basic insurance components may not be enough. Texas business insurance packages can include a combination of these following coverage options:
At Benefit Resource Group, we understand the importance of having budget-friendly – yet comprehensive – coverage in place, no matter how big or small your business venture may be. We pride ourselves on being able to identify the required Texas state policies and suggest the most effective and affordable Texas business insurance solutions; that not only match your specific needs but also exceed all of your expectations. Feel free to give us a call; we’d love to provide you with more information regarding Texas commercial insurance, workers compensation and so much more! Contact us today to get a free Texas business insurance quote and let us help you get your company on track right now!
Does your business have enough liability coverage?
Can your business ever have too much?
General liability is one of the most pervasive policies on the market today – and for good reason. It provides coverage for liability issues resulting from personal and advertising injury, including medical expenses.
It addresses accidents stemming from on-site mishaps, as well as any injuries or damages incurred as a result of using goods or services sold on-premises. In addition to the financial limits of the policy, it can be designed to cover supplemental payments for attorney fees, court costs and other expenses associated with a claim or the defense of a liability suit.
You can learn more about general liability for businesses by speaking to one of our knowledgeable agents today…
Contact Benefit Resource Group for more general liability information now.
As a business owner, you do everything you can to protect your employees from potential dangers, but do you have workers compensation protection?
Workers compensation is a type of insurance coverage that helps protect your employees in case of injury or disease during the course of employment. Policies can provide coverage for:
Having workers compensation coverage can help save you and your business from costly lawsuits and employee issues. Workers Compensation Insurance helps protect your business AND your employees, who are oftentimes a huge part of the framework of a company. Benefit Resource Group can provide you with a coverage program that is specifically tailored to meet your needs. We can also provide you with a free workers compensation insurance quote. You’ll be surprised at how much your business can save by choosing to place your policy with Benefit Resource Group; contact us today!
Individual car insurance is mandated for good reason- if you get into an accident, you and the other driver involved will be thankful you have coverage. If you are a business owner whose company has a fleet of vehicles, the same auto insurance needs still apply.
Even if your employees use company cars for both business and personal use, it would be good to look into purchasing a commercial vehicle policy for your business. If the business is the owner of the vehicle, make sure the name of the business appears on the policy as the “principal insured” rather than your name.
Whether your company needs to purchase a commercial auto insurance policy is dependent on the type of driving its employees do. Our agents will sit down with you and explain your business’s vehicle insurance options. You will be asked about how your employees use their vehicles, which employees drive company cars, and if some employees will be using their own cars for company work and travel.
We understand that you may have questions about the type of coverage that may be right for you. Our friendly agents will walk you through your insurance shopping, and search the country to find you the best rate. Contact us today or call to learn more about your options- or get a free commercial auto insurance quote right now!
Owning a business is a difficult task. As a business owner, you worry for the future of your company in a time when many businesses are going under. In addition to making sure the company is growing, you must also plan for mistakes or accidents that could potentially devastate your business. The best way to deal with an unsatisfied customer and a potential lawsuit is through umbrella or excess liability insurance.
Umbrella or excess liability insurance will cover your business from catastrophic issues that threaten its security. An excess liability insurance policy acts as an umbrella to your basic liability insurance. This type of coverage kicks in when a claim is made against you that exceeds the amount of your existing liability coverage. Umbrella liability insurance provides a safety net when your other business coverage has been exhausted.
Give your business the coverage it needs with umbrella insurance from Benefit Resource Group. Contact us right now for more information or fill out the free, no obligation form to receive a fast quote.
Commercial property insurance could well be one of the most important coverages you buy when it comes to protecting the future of your business. But to fully enjoy its benefits, you have to understand the parameters of the coverage. How does this differ from other business insurance solutions?
Commercial property insurance is designed to protect:
Your building or office
Any outdoor signage
Landscaping and fencing
Benefit Resource Group stands ready to help you and your business thrive. To learn more about the details, rates, and exclusions of Commercial Property Insurance, feel free to speak to any of our knowledgeable agents today.
Contact us now.