Life Insurance

Life Insurance in Arlington, Dallas, Richardson, Plano, Frisco, TX, and Surrounding Areas

Life is unpredictable. In a moment everything can change. But are you and your loved ones protected from life’s unpredictability? Life insurance is an essential piece of building a structured financial plan for your beneficiaries. With a broad range of life insurance coverage options, everyone can afford life insurance protection.

At Benefit Resource Group we offer affordable life insurance options that fit your unique requirements and offer you peace of mind knowing that your loved ones are protected no matter what happens in life. With life insurance options in term-life, whole-life, and term/whole combinations, we use the most recent technologies and techniques to provide you with a range of life insurance options to fit your lifestyle. With nearly 50 years of experience providing affordable insurance options, it’s no wonder Dallas, Frisco, Plano, Arlington, and Richardson, TX, trust us to provide quality life insurance solutions.

Get Started Today!

    Affordable Life Insurance

    Believe it or not, there are life insurance options that fit everyone’s budget. With options in term and whole life insurance, affordable life insurance is just within reach. If you’re living in Dallas, Arlington, Plano, or the surrounding areas, then get in touch with our experienced insurance agents to learn more about the life insurance options available to you. At a glance, we offer three common life insurance options including:


    Term life insurance coverage is an affordable insurance coverage option for individuals of all ages. With contractual agreements that provide coverage for a term or period of your lifetime, term life insurance has fixed lower premiums for higher coverage with no equity.


    Primarily people that choose term life have a strategy for long-term net worth. They require specific coverage for a set period to protect debt and their loved ones. Term life insurance is often the best choice for homeowners with children with a policy that covers the mortgage and other living requirements for their children – in this example, the term would expire approximately when your children move out.


    Whole life insurance coverage is a permanent life insurance coverage option that lasts for the duration of your life. Unlike term life insurance, you can build equity, giving your insurance a cash value. While whole life insurance has higher premiums than term life, whole life insurance proves to be more valuable in the long run.


    Whole life can provide equity for loans and offers fixed payments that do not increase with time. Whole life policies will typically pay dividends, however, not always. With a variety of alternatives and policy choices, it’s reasonable that you may feel a bit anxious. But keep in mind, life insurance is all about you, and you are absolutely worth insuring!


    Term and whole life insurance combinations give you the best of both worlds by combining the benefits of lifelong coverage and supplementary term life insurance for specific periods of your lifetime.

    Things To Consider


    Term Life Insurance Basics:

    • Coverage for a set period of your life.
    • Lower premiums and higher coverage.
    • Rates can change after specific terms expire.
    • No equity. It cannot be used as cash value.
    Whole Life Insurance Basics:

    • Permanent, not for a short period.
    • Protection carries with you your whole life.
    • Can have cash value/build equity.
    • Higher premiums, but often is more valuable in the long run.
    Term and Whole Life Combined:

    • Build a lifelong base of whole live coverage.
    • Supplement specific times of your life with term insurance.


    Life insurance in Plano, TX


    Life Insurance by Local Dallas Area Insurance Agent


    At Benefit Resource Group we are a team of experienced insurance agents that provides affordable insurance options for our community and the communities close by. Serving Dallas, Plano, Frisco, and the surrounding areas, it’s our passion to provide our community with affordable insurance options without sacrificing quality. With a retention rate of over 90%, our reputation precedes us as one of the best insurance, retirement, and benefit groups in the Dallas area. Contact the life insurance agents at Benefit Resource Group for more information and get a free life insurance quote today!