Home Insurance

Purchasing homeowner’s insurance can get confusing, and at Benefit Resource Group we understand this. Although you are not legally required to purchase home insurance as you are with car insurance, many mortgage companies are requiring it as part of their finance agreements with home owners. If you are faced with the sometimes daunting task of shopping for homeowner’s insurance, don’t fret! Benefit Resource Group is an independent insurance agency that can shop multiple carriers to get you the best home insurance policy available to you!

Homeowner’s coverage doesn’t have to be difficult to understand. Typically, a basic Texas homeowner’s insurance policy will cover the following:

The structure of your home
Replacement costs
Personal possessions (up to a set limit)
Living expenses in case of a disaster
You can also add supplemental policies such as:

Valuable Articles/Floater policies (i.e. Jewelry Insurance)
Flood policies
Earthquake policies
Umbrella policies (additional liability)
Animal Liability (liability issues due to household pets)
The needs of every home owner are different and your home insurance policy should reflect that. The agents at Benefit Resource Group will create a homeowner’s insurance policy that will best suit you and your family. Contact us today for more information on our comprehensive homeowner’s insurance policy options. Fill out our quick and simple form for a free home insurance quote!